Cyndi Lauper said it best, “Girls just want to have fun,” but without funds fun is non-existent. It’s embedded in our brains that the best things in life are free, but a trip to Dubai and France could cost you a small fortune. That’s why it is imperative to have your funds in order.

Saving can be a hard and tedious task, especially for those that love a good shoe sale, but with preparation and consistency it becomes an unbreakable practice. The first step to securing your funds is making a budget and sticking to it. Budgeting should be just as important as keeping track of your phone: you should live by it and check it constantly.

Saving is the most important factor in establishing financial literacy. The more you save and prepare for the future, the vacation you always dreamed of could be yours in no time. Crawl before you walk then take massive strides. Start by saving ten percent of your monthly income. Next cut down on unnecessary expenses such as eating out frequently.

It’s okay to treat yourself once in a while but set restrictions for yourself. For example, if you make an excessive purchase one week, for the next you will add ten percent more into your savings. Keep in mind, girls just want to have funds because funds equal fun!

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